Peace & Surrender
Lay it down before you build
- Day 1Lay Down the Worry
- Day 2Release Past Regrets
- Day 3Count Your Blessings
- Day 4Renew Your Money Thoughts
- Day 5Find Your Why
- Day 6Invite a Faithful Partner
- Day 7Rest and Reflect
The workbook
One workbook. Forty-five quiet mornings.
Most money advice hands you more information. This workbook hands you a rhythm: pray first, then take one small step you can actually do. Nothing is complicated, there are no spreadsheets, and every page is printed large enough to read without squinting.
The 45-Day Workbook
113 pages45 Day pages and 45 matching worksheets, arranged in six phases from peace to legacy.
Mark Your Starting Point
Day 0Rate yourself in six areas before Day 1, then again on Day 43 to see how far you have come.
Your 45-Day Journey Map
Never lose your placeTick off each day's circle. When you come back, you start at the first empty one. Missed a day? There's no falling behind.
Practical money tools
Built inSpending plan, bill calendar, Peace Fund tracker, Snowball and Avalanche debt plan, scam warning-signs checklist and a one-year vision page.
Prayers & Promises for Provision
Free bonusA 30-page handbook with 22 prayers and Bible promises for real money moments: a big bill, a sleepless night, a collector's call.
Read it your way
3 formatsDigital PDF for phone or tablet, a print-ready PDF for pen and paper, and a Kindle file.
Where you are, where you're going
From the weight you carry to the peace you were promised.
Read across each row. The left side may sound familiar. The right side is what these 45 days are written to help you build.
Where you might be today
- Lying awake doing the math in your head
- Not sure where the money goes each month
- Nothing set aside for the next surprise
- Helping family while quietly falling behind
- Afraid of what the later years will bring
- Praying about money, unsure what to do next
Where these 45 days lead
- Resting with a plan written down in your own hand
- Every dollar given a purpose before the month begins
- Your own Peace Fund, growing step by step
- Kind, clear boundaries you can say out loud
- Questions answered and a hopeful one-year vision
- A daily rhythm of prayer and one faithful step
This isn't about getting rich quickly. It's about feeling at peace again.
The six phases
Exactly what you'll walk through, day by day.
Every day has a Scripture, a short prayer, one small step and its own worksheet. Each phase ends with a checkpoint so you can see your progress.
Honest Clarity
See your numbers without fear
- Day 8Gather Your Papers
- Day 9Know Your Income
- Day 10Count the Cost
- Day 11Find the Little Leaks
- Day 12Face Your Debts
- Day 13Check Your Safety Net
- Day 14Your Financial Snapshot
- Day 15Clarity Review
Order & Discipline
Build simple habits that last
- Day 16Give Every Dollar a Purpose
- Day 17Make a Bill Calendar
- Day 18Cut One Cost
- Day 19Plan Your Household Wisely
- Day 20Practise the 24-Hour Pause
- Day 21Build a Daily Money Habit
- Day 22Simplify and Declutter
- Day 23Order Review
Stewardship & Protection
Guard what God has given you
- Day 24Start Your Peace Fund
- Day 25Choose Your Debt Plan
- Day 26Protect Yourself from Scams
- Day 27Review Your Protection
- Day 28Give with a Cheerful Heart
- Day 29Set Loving Boundaries
- Day 30Stewardship Review
Increase & Action
Use your gifts to grow
- Day 31Recognise Your Gifts
- Day 32Explore Income Ideas
- Day 33Choose One Idea
- Day 34Learn Something New
- Day 35Take the First Step
- Day 36Let Your Light Shine
- Day 37Plan for the Years Ahead
- Day 38Increase Review
Breakthrough & Legacy
Finish strong and pass it on
- Day 39Write Your One-Year Vision
- Day 40Your Legacy Letter
- Day 41Teach What You Learned
- Day 42Declare Your Commitment
- Day 43Look How Far You Have Come
- Day 44Plan Your Next 45 Days
- Day 45Celebrate and Continue
Included free
Free bonus
Prayers & Promises for Provision
22 short prayers, each with two Bible promises and a sentence to say out loud, for the moments when money brings fear.
Look inside
Large print, calm pages, room to write.
Designed for comfortable reading at any age, on paper or on a tablet.
From readers
What readers are saying about their 45 days.
★★★★★
“I had been avoiding my finances because even thinking about money made me anxious. This workbook helped me slow down, pray, and finally look at my numbers without feeling ashamed. The small daily steps made everything feel manageable.”— Margaret R. · Charlotte, NC
★★★★★
“What I loved most was that this wasn't just about money. Every day gave me a prayer, one practical action, and a worksheet. By the time I reached the later days, I felt more organized and much more hopeful about my financial future.”— David T. · Columbus, OH
★★★★★
“The first few days spoke directly to my heart. I especially appreciated the exercises about releasing past money regrets and changing the way I think about finances. It helped me stop looking backward and start focusing on what I can do today.”— Patricia W. · Nashville, TN
★★★★★
“I have tried financial planners and notebooks before, but I always stopped after a few days. The 45-day format kept me moving because I only had to focus on one day at a time. The sections on income, spending, debt, protection and future goals gave me a clearer picture of where I want to go.”— Thomas B. · Phoenix, AZ
Meet the author
Hello, I'm Maria.
At 55, I've learned that money worries can feel very lonely, and that peace rarely arrives all at once. It comes one prayer, one honest step and one page at a time.
I wrote this workbook for women like me: women who love God, who have helped everyone around them, and who are ready to bring their finances into the light without shame. You don't need to be good with numbers. You only need to keep showing up.
MariaAuthor · The Faith Library
Begin today
Everything you need, one simple price.
- 45 Day Faith & Financial Breakthrough System (113 pages)
- Mark Your Starting Point page and 45-Day Journey Map
- Spending plan, bill calendar, Peace Fund and debt plan
- Free bonus: Prayers & Promises for Provision (30 pages)
- Digital PDF, print-ready PDF and Kindle file
Launch price ends in
00Days
00Hours
00Minutes
00Seconds
After that, the price goes back to $49.
Instant downloadSecure checkout by GumroadNo subscription
Questions
Before you begin
I'm not good with numbers or technology. Can I still do this?
Yes. There are no spreadsheets and no apps. Each day asks for one small step, and the worksheets use plain questions and big writing lines. If you can read a page and hold a pen, you can do this.
How do I get the workbook after I buy?
Right after checkout, Gumroad shows your download page and emails you a receipt with the same link. Choose the DIGITAL file to read on a phone or tablet, the PRINT file to print on paper, or the Kindle file.
How long does each day take?
About 15 to 20 minutes: read the verse, pray the prayer, take today's step and fill in the worksheet.
What if I miss a day?
That's all right. Open your Journey Map, find the first empty circle and continue from there. There is no falling behind.
Which Bible translation is used?
All Scripture quotations are from the King James Version.
Is this financial advice?
No. This workbook offers faith-based encouragement and practical exercises. It is not professional financial, legal or tax advice and cannot guarantee financial results. For decisions about investments, insurance, taxes or retirement, please speak with a qualified professional.
Your first step
You don't have to carry this alone.
“Casting all your care upon him; for he careth for you.”1 PETER 5:7
Begin My 45 Days · $24 →